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Financial Help

The government gives financial help to people who qualify. The lower your income, the less you pay when you enroll through Covered California. There are two kinds of help:

Premium assistance 
lowers the cost you pay every month for healthcare coverage.

 

Cost-share reductions
lower what you pay for services like doctor visits.


You can get premium assistance with any level of coverage if you qualify. Cost-sharing reductions only come with silver-level plans that are called Enhanced Silver.

Both kinds of help are based on your annual household income and family size. And both are available only when you buy health coverage through Covered California.


Paying Less for Health Coverage (duration 1:28)

 5 Things to Know – Get Financial Help (PDF)

See if you qualify for financial help

Use our calculator to find out if you qualify for help paying for health coverage.

Health Net is here for you. Call us at 1-877-878-7983, and we will help you find the coverage level that fits you best.

See if you qualify for financial help.
Does your household fit into one of these categories? If yes, you may qualify for financial help from the government.*

Number of people in your household Annual family income
1 up to $74,940
2 up to $101,460
3 up to $127,980
4 up to $154,500
5 up to $181,020
6 up to $207,540

Need help or want more information? Please call us at 1-877-878-7983.
*Financial help may include a California Premium Subsidy and/or a Federal Advanced Premium Tax Credit.